Evelyn the housing market. Government housing policies have varied
Evelyn BatresFYE 100Housing Vouchers Many families struggle finding housing in the United States. Housing vouchers have made a significant impact on low-income households in which have several characteristics that policymakers take into consideration in what role the government should play in the housing market. Government housing policies have varied from public housing to housing vouchers for low-income families. Issues in regards to this topic have economic and social consequences. Taxpayers and legislators alike can assist low-income families to acquire housing vouchers which motivates diversity throughout the country. This provides awareness for the impact of any housing programs and residential choices for low-income families.As a matter of fact, families have struggled with housing for many years. Some do their best to provide not only for them but their families, while there are also those who do not care at all. The Housing Choice Voucher (HCV) helps many families with children than public housing to afford decent and stable homes. They also help these families avoid becoming homeless and help make ends meet. Even though the housing vouchers are made to help with good housing, they also help children grow up in better neighborhoods which increases their chances of success. There are so much more vouchers can help these families, but specifically, their children grow up in a safe environment. Not to mention, but these families use these voucher programs to help pay for their housing. In the article Housing Choice Vouchers Fact Sheet provided by the US. Department of Housing and Urban Development (HUD) they stated, “A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home.” Originally HUD was created by Milton Friedman to make public schools better with a simple logic. Taxing wealthy or successful people, creating vouchers to help unsuccessful people, and allow the children of unsuccessful families to attend government-funded schools to help them escape a bad environment. However, as the years went on they included housing. The reason being is because, in order for a child to receive a great education, their home environment plays a big part.In Issues and Controversies, they state, ” Families who receive these housing vouchers have the responsibility of paying 30% of their income towards rent and utilities; while the rest is covered by their vouchers.” Essentially, if a household earns less than half of a stable household income then they qualify for a housing voucher. In other words, housing voucher follows the concept of utilitarianism because it is a welfare state program. It allows people to live a better lifestyle while still having it benefit everyone else by keeping all environments safe. All families have the right to live in a comfortable house, have access to great education for their children, along with any other public services. Vouchers have been used to move to privately owned suburban apartments, but on the opposing view, someone can say that just because one has this voucher it doesn’t necessarily mean they will be able to find a decent place to live in. As it is stated in the article Let’s End Housing Vouchers, “Most landlords are unwilling to rent to voucher tenants: 40 percent of the voucher funds in Cook County, and $1 billion nationally, went unused because voucher holders couldn’t find landlords willing to accept their scrip. Throughout California, where landlords can find solid working-class tenants who can pay more than the vouchers pay, voucher tenants are not welcome.” However, there are many government housing programs that have recommendations to where one could possibly live. In the U.S. Department Of Housing, they have a section on their website where they provide agencies based on the state one lives in so they can refer them to programs that are supported by certain landlords. Helping low-income households move from dangerous public-housing to a good community are more likely to become successful compared to living in a neighborhood with high rates of poverty along with violence. In the article Realizing the Housing Voucher Program’s Potential to Enable Families to Move to Better Neighborhoods, Sard and Rice say, “A recent groundbreaking study by Harvard economists Raj Chetty, Nathaniel Hendren, and Lawrence Katz found that young children in families that used housing vouchers to move to better neighborhoods fared much better as young adults than similar children who remained in extremely poor neighborhoods.” Not only does a move to a safe environment benefit children, but it has a positive in adults. No more dealing with stress and poor mental and physical health. In addition, as stated in the news article Renovated public housing tied to fewer repeat ER visits for kids, “…researchers did find a difference for repeat emergency hospital visits. With raw data, the rates were 48 percent for the 3,266 children in private housing, 51 percent for the 368 children in renovated housing, and 52 percent for the 2,077 children in older public housing.” In other words, environment plays a role when dealing with stress and violence. Meanwhile, Issues and Controversies also state, “Article 25 of the Universal Declaration of Human Rights states that people have the right to a standard of living for health and the well-being of themselves and their family along with the essentials: food, clothing, home, medical care and social services.” In other words, living in a comfortable house is a right, not a privilege. Yet that does not seem to matter to some people. There has always been racism, but it has gotten too far. Furthermore, in the news article Judge allows suit over NY police tactics in public housing, they state, “A lawsuit by a group of black and Latino New York City public housing residents who say police violated their civil rights may proceed to trial, a judge ruled on Thursday…three suits say the New York Police Department’s controversial crime-fighting tactic known as “stop and frisk” improperly targets minorities. The plaintiffs argue that their encounters with police are representative of a systemic problem, and that the case should be granted class action status to encompass the 400,000 mostly non-white, New York public housing residents.” Although the United States is the most diverse, racism has only gotten worse. Starting with decreasing it, it will stop being an excuse for some people. There have been many protests and right movements, but when it all occurs one race is usually in the spotlight. Yes, some of the low-income environments are mainly Hispanics and African Americans, but it is not an excuse to say that they are the only ethnicities struggling to make a living or that they are the only people causing trouble. Allowing all the help they can receive will drastically change how others look at them.On the other hand, despite offering assistance to low-income families, housing vouchers are unjust, adding an unnecessary burden to the taxpayers that should not be giving money to those who will end up squandering it. One should be able to provide for themselves. Issues and Controversies state, “Housing-voucher advocates are wrong when they claim that lower-income Americans will be inspired to work harder merely by living among other hard-working people, critics assert. In fact, they are more likely to become complacent, opponents maintain, since they have already obtained a place to live without really earning it themselves; they have instead relied on government assistance.” It has removed one of the key ingredients for hard working. People should not depend on the government for their needs. As Michelle Obama once said, “We learned about honesty and integrity – that the truth matters…that you don’t take your own set of rules…and success doesn’t count unless you earn it fair and square.”In addition, those who only use these vouchers as “income” don’t live the best. As stated in the editorial: Show HUD’s Budget Cuts the Door, “The people who rely on federal rental assistance are society’s most vulnerable. Two-thirds of them are quite poor, with incomes that do not exceed even 30 percent of median income for their area. Nine-tenths of them are senior citizens, people with disabilities, veterans and working poor people with children who would eventually end up in homeless shelters or on the streets without federal help.” However, people should take into considerations that a family with two breadwinners can afford living in a private housing, but some don’t make minimum wage. Even though it is against the law for a child to work, some children do in order to help their families. There are also single mothers and or housewives that might just not be able to do too much.Given these points, housing vouchers don’t just benefit its consumers. In the long run, it lowers crime and violence, it enhances the success and betters the education of children. It allows struggling families to find stable homes in safe environments, while also avoiding them from becoming homeless. Although I was in support of housing vouchers, throughout my research my viewpoint changed. The reason why is because I don’t believe others should pay for someone else’s dream life. Everyone should earn what they want to achieve in life. Why else would goals exist? Works Cited”EDITORIAL: Affordable housing.” Houston Chronicle (TX), 18 Aug. 2016. Issues &Controversies, Infobase Learning, http://icof.infobaselearning.com. Accessed 28 Nov. 2017.”EDITORIAL: A one-two punch: Dallas must end housing segregation to reduce chronicpoverty.” Dallas Morning News (TX), 15 Nov. 2017. Issues & Controversies, Infobase Learning, http://icof.infobaselearning.com. Accessed 28 Nov. 2017.”EDITORIAL: Carson forgets that poor families deserve comfortable housing, too.” St. Louis Post-Dispatch (MO), 21 May 2017. Issues & Controversies, Infobase Learning, http://icof.infobaselearning.com. Accessed 28 Nov. 2017.”Editorial: Show HUD’s Budget Cuts the Door.” New York Times Online, 30 May 2017. Issues &Controversies, Infobase Learning, http://icof.infobaselearning.com. Accessed 28 Nov. 2017.”Housing Vouchers: Do housing vouchers help low-income families?” Issues & Controversies,Infobase Learning, 31 Oct. 2008, http://icof.infobaselearning.com/recordurl.aspx?ID=2112. Accessed 28 Nov. 2017.Husock, Howard. “Let’s End Housing Vouchers.” City Journal, Manhattan Institute for Policy Research, Inc., 26 Jan. 2016, www.city-journal.org/html/let%E2%80%99s-end-housing-vouchers-12152.html.”Judge allows suit over NY police tactics in public housing.” Reuters, 4 Oct. 2012. Issues & Controversies, Infobase Learning, http://icof.infobaselearning.com/icofnewstopic.aspx?reutersID=57309. Accessed 29 Nov. 2017.Pourciau, Eric. “Housing Choice Vouchers Fact Sheet.” Housing and Urban Development, U.S. Department of Housing and Urban Development, 1 Apr. 2000, www.hud.gov/program_offices/public_indian_housing/programs/hcv/about/fact_sheet.”Renovated public housing tied to fewer repeat ER visits for kids.” Reuters, 15 Dec. 2014. Issues & Controversies, Infobase Learning, http://icof.infobaselearning.com/icofnewstopic.aspx?reutersID=190771. Accessed 29 Nov. 2017.Sard, Barbara, and Douglas Rice. “Realizing the Housing Voucher Program’s Potential to Enable Families to Move to Better Neighborhoods.” Center on Budget and Policy Priorities, Center on Budget and Policy Priorities , 10 Oct. 2017, www.cbpp.org/research/housing/realizing-the-housing-voucher-programs-potential-to-enable-families-to-move-to.”U.S. Republican Paul Ryan wants choice in delivering aid to poor.” Reuters, 24 July 2014.Issues & Controversies, Infobase Learning, http://icof.infobaselearning.com/icofnewstopic.aspx?reutersID=167892. Accessed 2 Nov. 2017.